Purchasing a home is most likely the largest financial investment that you will ever make. Ask yourself if you could afford to replace the things that you own if you were to suffer from a loss. Even recovering from a partial loss, such as a burglary, could cost more than you could imagine. Insurance helps protect your investment and ensures that in the case of an unforeseen event, you will not have the burden of trying to repair or replace your property all at your own expense. Insurance provides you with the peace of mind of knowing that your personal property is protected from unexpected events.